The Darling Group Incorporated :

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Services Offered

Home Owners Insurance Consulting

 

Home Owners Insurance Consulting


-Structural Damage Estimating

-Contents Inventory

-Experts with Construction backgrounds 


The Darling Group Incorporated in West Palm Beach, But Serving ALL of South Florida and surrounding areas, and NOW Gainesville & surrounding areas!

How Our Typical Process Works For You

 *DON’T GET TAKEN ADVANTAGE OF BY HOME OWNERS INSURANCE COMPANIES* $ZERO DOWN$

 

*We deal with insurance companies daily! Don't settle for less, talk with the pros!*


1. From the first point of contact, we will make sure to get someone out to your premises expediently; Within 24-48 hours to meet you, assess the situation, and explain the process.

2. Our on site assessment will include measurements, photos, videos, and more in order to preserve documentation, and prepare for all pricing/estimates necessary.

3. From here, we coordinate appointments with insurance company representatives as needed.

4. We use the most modern, and advanced estimating tools, for the fairest, and most accurate local pricing, to help insure we restore your property back to its original state.

5. We will follow up routinely with insurance company, for updates on both ends. Update the client on the claim, until the claim is paid. Package & Submit all required documents to clients mortgage company (if applicable).

6. We then coordinate the proper company(s) to get the work completed in a timely & quality manner, to bring your property whole again.

7. We do everything in our power to ensure the most effortless & expedient process for our clients.


CARE, QUALITY, AND EFFICIENCY ARE TOP PRIORITIES TO BE OFFERED TO OUR CLIENTS!

MOLD IS COMMON, BUT NOT ALWAYS GOOD!

IF YOU SEE MOLD, ITS ALWAYS RECOMMENDED TO HAVE IT TESTED!

 To help detect the possibility of mold, do you notice any of the following?

  • Discoloration or black mold on baseboards, wallboards, or wallpaper.
  • Cracks in shower tile, lack of caulking, loose toilet seal, leaks under sink.
  • Carpet and padding in direct contact with concrete slab.
  • Poorly maintained or dirty air conditioning/heating vents and filters.
  • Damp basement or crawl space.
  • Water penetration (water marks on walls, mold spots on walls)
  • Musty/ moldy odor

If you answered YES to any of the above questions, then you could be EXPOSED TO TOXIC BLACK MOLD!

What is Mold and Where Is It Found?

Mold are microscopic organisms that produce spores and are found virtually everywhere, indoors and outdoors. Mold can be found on plants, foods, dry leaves, and other organic material. Also susceptible to mold growth are cellulose materials, such as, cardboard, paper, ceiling tiles, and sheet rock. Mold spores are easily detached and made airborne by vacuuming, walking on a carpet or sitting on a couch. In indoor environments, mold can grow in air conditioning ducts, carpets, pots of houseplants, etc.

How Can Mold Affect Your Health?

Exposure to mold is not healthy for anyone but the following individuals are at a higher risk for adverse health effects: infants, children, elderly, immune compromised patients, pregnant women, and individuals with existing respiratory conditions. When inhaled, even in small amounts, mold can cause a wide range of health problems including respiratory problems (wheezing), nasal and sinus congestion, watery and red eyes, nose and throat irritation, skin irritation, aches and pains, fevers, asthma, emphysema and in some cases even death.

Mold Can Be Found In Many Areas Of Your Home

  • Attic
  • Living Room
  • Bathrooms
  • (HVAC) Ventilation System
  • Bedrooms
  • Kitchens
  • Basements
  • Any Moist Area
  • Carpets
  • Garage

How Can You Be Exposed To Mold?

When moldy materials become damaged or disturbed, spores (reproductive bodies similar to seeds) can be released into the air. The following are sources of indoor moisture that may cause mold problems in your home or office: flooding, leaky roofs, humidifiers, damp basements or crawl spaces, constant plumbing leaks, house plants, steam from cooking, shower/bath steam and leaks, wet clothes, and clothes dryers vented indoors. Protection…Testing Is Your First Line Of Defense

To find out if mold is a problem in your home or office, you must conduct a mold test!

The PRO-LAB Mold Test Kit utilizes a patented laboratory analytical method for accuracy and reliability. The easy to use do-it-yourself test allows you to determine whether toxic mold, pollen or dust mites are present in your sample.

The Black Mold Stachybotrys Chartarum (atra)

Stachybotrys Chartarum (atra) is a greenish-black toxic mold that colonizes particularly well in high-cellulose material, such as straw, hay, wet leaves, dry wall, carpet, wall paper, fiber-board, ceiling tiles, thermal insulation, etc. Stachbotrys, before drying, is wet and slightly slimy to touch. There are about 15 species of Stachybotrys, known throughout the world. This toxic mold grows in areas where the relative humidity is above 55%. This type of mold does not grow on plastic, vinyl, concrete products, or ceramic tiles. It is not found in the green mold on bread or the black mold on the shower tiles.

Stachybotrys produces a mycotoxin that causes human mycotoxicosis.

This type of mold is thought to be a possible cause of the sick building syndrome. Children’s exposure to Stachybotrys spores are thought most likely to cause pulmonary hemosiderosis (bleeding in the lungs). The following is a list of symptoms associated with exposure to Stachybotrys mold spores:

  • Respiratory problems, such as wheezing, and difficulty in breathing
  • Nasal and sinus congestion
  • Eyes-burning, watery, reddened, blurry vision, light sensitivity
  • Dry, hacking cough
  • Sore throat
  • Nose and throat irritation
  • Shortness of breath
  • Chronic fatigue
  • Skin irritation
  • Central nervous system problems (constant headaches, memory problems, and mood changes)
  • Aches and pains
  • Possible fever
  • Diarrhea
  • Possible hemosiderosis
  • Immune suppression


Articles – Good topics for articles include anything related to your company – recent changes to operations, the latest company softball game – or the industry you’re in. General business trends (think national and even international) are great article fodder, too.


Mission statements – You can tell a lot about a company by its mission statement. Don’t have one? Now might be a good time to create one and post it here. A good mission statement tells you what drives a company to do what it does.


Company policies – Are there company policies that are particularly important to your business? Perhaps your unlimited paternity/maternity leave policy has endeared you to employees across the company. This is a good place to talk about that.


Executive profiles – A company is only as strong as its executive leadership. This is a good place to show off who’s occupying the corner offices. Write a nice bio about each executive that includes what they do, how long they’ve been at it, and what got them to where they are.

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